Programs for Large and Complex Accounts

BITCO Construction Group (BCG) delivers specialized liability insurance coverages and services to large trade contractors and construction projects.


BITCO Construction Group (formerly Old Republic Contractors Insurance Group) is a highly specialized, technically-skilled and operationally-efficient team of underwriters, claims and risk control experts at BITCO that provides specialized insurance coverages and services–exclusively for large trade contractors and construction projects.

BITCO Construction Group (BCG)’s nationwide team of high-performing, high-energy underwriters has the knowledge gained by years of construction industry experience.

Insuring the Building of America

BITCO Construction Group will insure commercial general and specialty contractors that meet our premium thresholds and operate within our targeted classes of business. Our success lies in working with contractors who want to increase their bottom line by controlling work-related injuries and third-party damages.

From building schools to building bridges, BCG provides innovative and customized solutions including:

  • Loss Sensitive Contractor Programs
  • Large Deductible Plans
  • Wrap-Ups (Owner and Contractor-Controlled)

BITCO Construction Group Safety & Loss Prevention

BITCO Construction Group (BCG) is an industry leader in construction risk control, safety services and consultation. Our Safety & Loss Prevention team delivers high-quality safety services as a core component of our business philosophy.

Our insureds are granted access to a secure Client Portal that features up-to-date industry safety information, resources and support from BCG's Safety & Loss Prevention team.

BITCO Construction Group Client Portal


BCG Programs & Products Highlights

Contractor Programs

  • Workers' Compensation and Employer's Liability
    • Flexible Pricing Tools

  • General Liability (Composite Rated)
    • Limits up to $2 Mil / $4 Mil / $4 Mil
    • Customized Coverages
    • Broad Coverage Terms

  • Automobile (Composite Rated)
    • Limits up to $2 Million CSL

  • Property, Inland Marine and Crime
    • Support Insured Programs

  • Railroad and Owner's / Contractor's Protective
    • Support Insured Programs

Targeted Classes of Business

Our average account size exceeds $650,000. Targeted classes of business include, but are not limited to, the following:

  • Carpentry and Drywall
  • Concrete
  • Electrical
  • General Contractors (non-residential)
  • Grading / Excavation
  • Heavy / Highway
  • HVAC / Plumbing
  • Masonry
  • Mechanical
  • Specialty Trade Contractors
  • Steel Fabrication
  • Street & Road
  • Structural Steel
  • Tile and Marble
  • Utility – including Pipeline
  • Water / Sewer


Wrap-Up Programs

  • Workers’ Compensation and General Liability coverages
  • Owner Controlled Insurance Programs (OCIPs)
  • Contractor Controlled Insurance Programs (CCIPs)
  • Public-Private Partnerships (P3s)
  • Single and Rolling Commercial Projects
  • Tailored Limits, Payment and Collateral Options Available
  • Limits up to $2Mil / $4Mil
  • 1 to 5 Year Terms
  • Standard Deductible $250K or $500K with combined line deductible aggregate
  • Loss Sensitive, Large Deductible and Guaranteed Cost Options

Target Wrap-Up Project Types

The following are our preferred Wrap-Up projects:

  • Commercial
    • Entertainment / Sports
    • Hospitality
    • Mixed-Use
    • Office
    • Retail
  • Healthcare
    • Hospitals
  • Heavy / Civil
    • Bridges
    • Energy
    • Marine Berths
    • Tunnels
  • Industrial / Manufacturing
    • Manufacturing Plants
    • Process Facilities
    • Terminals
    • Utilities
    • Warehouses
  • Institutional
    • Cultural / Public Institutions
    • K-12 Schools
    • Universities
  • Public
    • Airports
    • Energy
    • Light Rail
    • Prisons
    • Rail
    • Water / Sewer

Appetite Guides

Western Region  Central Region  Eastern Region


BCG Underwriting Contacts

Western Region

Pasadena, CA

Cary Chao, Vice President


San Francisco, CA

Crystal Chang, Assistant Vice President

Central Region

Chicago, IL

Gary Heyduk, Vice President


Dallas, TX

Gary Heyduk, Vice President


Milwaukee, WI

Tricia Gettelman, Senior Underwriter

Eastern Region

New York, NY

Elene Veveakis, Vice President


Atlanta, GA

Jermal Collins, Assistant Vice President


Boston, MA

Susan Haley, Senior Underwriter


Richmond, VA

Kenneth Payton, Assistant Vice President


Western Region

Sherald Newberry, Senior Vice President


Central Region

Vin Petrucci, Assistant Vice President


Eastern Region

Christopher Phillips, Senior Vice President