Programs for Large and Complex Accounts

BITCO Construction Group (BCG) delivers specialized liability insurance coverages and services to large trade contractors and construction projects.

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BITCO Construction Group (formerly Old Republic Contractors Insurance Group) is a highly specialized, technically-skilled and operationally-efficient team of underwriters, claims and risk control experts at BITCO that provides specialized insurance coverages and services–exclusively for large trade contractors and construction projects.

BITCO Construction Group (BCG)’s nationwide team of high-performing, high-energy underwriters has the knowledge gained by years of construction industry experience.

Insuring the Building of America

BITCO Construction Group will insure commercial general and specialty contractors that meet our premium thresholds and operate within our targeted classes of business. Our success lies in working with contractors who want to increase their bottom line by controlling work-related injuries and third-party damages.

From building schools to building bridges, BCG provides innovative and customized solutions including:

  • Loss Sensitive Contractor Programs
  • Large Deductible Plans

BITCO Construction Group Safety & Loss Prevention

BITCO Construction Group (BCG) is an industry leader in construction risk control, safety services and consultation. Our Safety & Loss Prevention team delivers high-quality safety services as a core component of our business philosophy.

Our insureds are granted access to a secure Client Portal that features up-to-date industry safety information, resources and support from BCG's Safety & Loss Prevention team.

BITCO Construction Group Client Portal

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BCG Programs & Products Highlights

Contractor Programs

  • Workers' Compensation and Employer's Liability
    • Flexible Pricing Tools

  • General Liability (Composite Rated)
    • Limits up to $2 Mil / $4 Mil / $4 Mil
    • Customized Coverages
    • Broad Coverage Terms

  • Automobile (Composite Rated)
    • Limits up to $2 Million CSL

  • Property, Inland Marine and Crime
    • Support Insured Programs

  • Railroad and Owner's / Contractor's Protective
    • Support Insured Programs

Targeted Classes of Business

Our average account size exceeds $650,000. Targeted classes of business include, but are not limited to, the following:

  • Carpentry and Drywall
  • Concrete
  • Electrical
  • General Contractors (non-residential)
  • Grading / Excavation
  • Heavy / Highway
  • HVAC / Plumbing
  • Masonry
  • Mechanical
  • Specialty Trade Contractors
  • Steel Fabrication
  • Street & Road
  • Structural Steel
  • Tile and Marble
  • Utility – including Pipeline
  • Water / Sewer