BITCO Construction Group (BCG)

BITCO Construction Group (formerly Old Republic Contractors Insurance Group) is a highly specialized, technically-skilled and operationally-efficient team of underwriters, claims and risk control experts at BITCO that provides specialized insurance coverages and services–exclusively for large trade contractors and construction projects.

BITCO Construction Group (BCG)’s nationwide team of high-performing, high-energy underwriters has the knowledge gained by years of construction industry experience.

Contractor Programs

• Workers' Compensation and Employer's Liability
  • Flexible Pricing Tools
    
    
• General Liability (Composite Rated)
  • Limits up to $2 Mil / $4 Mil / $4 Mil
  • Customized Coverages
  • Broad Coverage Terms
    
    
• Automobile (Composite Rated)
  • Limits up to $2 Million CSL
    
    
• Property, Inland Marine and Crime
  • Support Insured Programs
    
    
• Railroad and Owner's / Contractor's Protective
  • Support Insured Programs

Targeted Classes of Business

Our average account size exceeds $650,000. Targeted classes of business include, but are not limited to, the following:

• Carpentry and Drywall
• Concrete
• Electrical
• General Contractors (non-residential)
• Grading / Excavation
• Heavy / Highway
• HVAC / Plumbing
• Masonry
• Mechanical
• Specialty Trade Contractors
• Steel Fabrication
• Street & Road
• Structural Steel
• Tile and Marble
• Utility – including Pipeline
• Water / Sewer

Wrap-Up Programs

• Workers’ Compensation and General Liability coverages
• Owner Controlled Insurance Programs (OCIPs)
• Contractor Controlled Insurance Programs (CCIPs)
• Public-Private Partnerships (P3s)
• Single and Rolling Commercial Projects
• Tailored Limits, Payment and Collateral Options Available
• Limits up to $2Mil / $4Mil
• 1 to 5 Year Terms
• Standard Deductible $250K or $500K with combined line deductible aggregate
• Loss Sensitive, Large Deductible and Guaranteed Cost Options

Target Wrap-Up Project Types

The following are our preferred Wrap-Up projects:

• Commercial
  • Entertainment / Sports
  • Hospitality
  • Mixed-Use
  • Office
  • Retail
• Healthcare
  • Hospitals
• Heavy / Civil
  • Bridges
  • Energy
  • Marine Berths
  • Tunnels

• Industrial / Manufacturing
  • Manufacturing Plants
  • Process Facilities
  • Terminals
  • Utilities
  • Warehouses
• Institutional
  • Cultural / Public Institutions
  • K-12 Schools
  • Universities
• Public
  • Airports
  • Energy
  • Light Rail
  • Prisons
  • Rail
  • Water / Sewer