Insurance for Land Improvement Contractors

BITCO’s track record of insuring contractors spans more than 80 years. Our policies are a commitment made to last.

Our experienced insurance agents have accumulated years of service to contractors with businesses in grading, excavating, drainage, landscaping, site prep and more. Our knowledge gives us a deep understanding of the challenges you overcome each day on the job site. We use that background to create unique insurance coverage to protect your business.


Business Types We Insure

  • Grading
  • Landscaping
  • Excavating

Customer Characteristics

Are you an experienced land improvement contractor who specializes in commercial work and wants a long-term partner for your insurance needs?  BITCO prides itself in having an extended history of protecting businesses like yours who seek an agent and insurance carrier who specialize in their type of operation and have the dedicated claims and risk control services, and underwriting expertise, to provide them with the type of insurance protection and risk management services that help them reduce the number and severity of the claims they experience.

If you value consistency, financial stability and a proven record of industry knowledge in the organizations you partner with to advance your business, let’s have a conversation about our insurance program for land improvement contractors today.

Types of Insurance

  • Workers’ Compensation
  • Comprehensive General Liability
  • Automobile
  • Umbrella
  • Property
  • Crime
  • Automatic additional insured coverage
  • Business Income, including extra expense

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Specialty Coverage for Land Improvement Contractors

  • Blasting operations coverage is available
  • Limited contractors' worksite pollution coverage 
  • Incidental demolition coverage is available 
  • Contractors equipment and equipment rental  
  • Installation coverage 

Choose BITCO as your insurance provider

With any insurance policy, you should be aware of the claims-­paying ability of the insurance company you entrust with your business. BITCO's outstanding financial ratings are indicators of our ability to offer you and your business security. We’re proud to have earned and maintained a rating of “A+'' Superior by A.M. Best. 


Also, the BITCO Companies are members of the Old Republic Insurance Group, one of the nation's 50 largest publicly held insurance organizations.

Backed by the strength of Old Republic Insurance Group 

Our expertise in the insurance needs of land improvement contractors and our network of insurance agents that focus on businesses like yours, combined with our strong financial standing, means we are the insurance company that you can trust to protect you, your workforce and your business.

For land improvement contractors, BITCO represents the best in efficient, local underwriting, high-impact customer service, and responsive insurance coverage, meaning impeccable financial security for your business.

Contact a BITCO agent today.

Industry Links

Earthmoving Contractors Association of Texas (ECAT)

Equipment World and More

Grading & Excavation Contractor 

Land & Water

Old Republic Surety Company (ORSC)