Insurance for Utility Construction Contractors

The utility construction contractors we insure get the benefit and insight that comes from more than 80 years of experience designing custom insurance policies to protect contractors.

From water line construction to rejuvenation of urban sewer infrastructure, your industry is hot. Our highly experienced utility construction insurance agents keep on top of the demands and trends in the industry to create insurance policies tailor-made to help you manage the risks you and your employees face.

BITCO Offers Customized Programs For:

  • Water Line Construction
  • Sewer Line Construction

Choose BITCO as Your Insurance Partner

With any insurance policy, you should be aware of the claims­-paying ability of the insurance company you entrust with your business. Not only are the BITCO Companies members of the Old Republic Insurance Group -- one of the nation's 50 largest publicly held insurance organizations -- our outstanding financial ratings are indicators of our ability to offer you and your business security.


Our long history with contractor insurance and our network of insurance agents that specialize in utility construction businesses, combined with our strong financial standing and impeccable backing, means BITCO can provide your business unmatched insurance protection.

We’re ready to prove we’re a long-term partner your utility construction company can count on. Put our insurance brokers expertise to the test. Contact a BITCO agent for options and a quote today.

Customer Characteristics

BITCO specializes in providing insurance programs that meet the needs of contractors who serve the infrastructure needs of public and private commercial enterprises in need of water and sewer service.  Our typical customer is a medium- to large-size contractor that has a proven track record of financially sound and safe business operations.

If you are interested in partnering with an insurance provider who values personal, long-term relationships and is committed to establishing and maintaining meaningful conversations as to how you can manage the financial consequences of damages to your property and injuries to your workers and others, our insurance program may be an excellent fit for you.

Types of Insurance

  • Workers’ Compensation
  • Comprehensive General Liability, with optional protection including:
    • Utility Contractors Extended Liability Coverage
  • Automobile
  • Inland Marine including: 
    • Connector equipment including equipment rental
    • installation Floaters
  • Property
  • Business income including extra expense

Industry Links

Underground Construction

Old Republic Surety Company (ORSC)

Northwest Utility Contractors Association

Pennsylvania Utility Contractors Association

BITCO Agency Locator