Types of Businesses We Insure

The BITCO team creates unique, comprehensive insurance solutions for businesses in industries that power U.S. economic strength and growth. Whether you’re procuring and moving resources, fabricating a product or building infrastructure, we understand that the workers you employ face inherent risks as part of their daily lives and that your assets are a big part of what drives your capacity. 

Let us help you keep your employees, your subcontractors and your business safe and productive.


Commercial General Contractors

A great fit for builders, designers and trade specialists in new and commercial construction with medium to large-sized operations that have been in business for several years, are well-managed and financially stable

Commercial Building Trades Contractors

Our policies best meet the requirements of medium- to large-sized concrete construction, carpentry, plumbing, drywall, painting and electrical operations that have been in business at least three years.

Transportation Construction Contractors

Comprehensive policies that are geared to street, road, bridge and culvert construction contractors.

Utility Construction Contractors

Policies geared to water-well drillers and water & sewer line construction contractors.

Land Improvement Contractors

Comprehensive coverage for excavation, landscaping and irrigation contractors.

Construction Material Producers

Coverage that meets the unique requirements of quarries, sand, gravel and ready-mix suppliers.

Forest Products

Protection for forest-product logging, milling and manufacturing companies.

On Shore Oil & Gas Extraction

Coverage for oil and gas lease operators, oil lease contractors, surface oil and gas lease contractors, downhole well-servicing contractors and conventional drillers from the Rocky Mountains to the Appalachian Basin.

Wholesalers & Distributors

Insurance designed to provide protection for the above-average risks involved in the wholesale distribution of durable and non-durable goods.


Comprehensive coverage for manufactures of durable goods that have a light to medium products/completed operations exposure.

Public Entities

Workers’ Compensation policies for public entities in the Southeast, Midwest and Southwest. 

Comprehensive Policies

Our comprehensive approach integrates protection for all aspects of your operation. We refine and bundle coverage to create a custom policy tailored to your business.
  • Workers’ Compensation
  • General Liability that keys in on the nuances unique to your business
  • Commercial Auto
  • Commercial Property
  • Umbrella coverage
  • Inland Marine
  • Business Income
  • Crime
  • Equipment
  • Rentals