Our Expertise

Since 1917, our philosophy has been pretty simple — do the listening and legwork to understand your business’s unique challenges. Plus, after more than a century, we’ve learned a thing or two about what many of our other clients in similar industries have in common, and we’re continuously identifying emerging new risks brought about by technology and innovation. Added together, this two-fold approach gives us an unprecedented depth of resources and expertise to create options to manage your company’s risks.


We're Insurance Specialists

At BITCO, we specialize in Workers’ Compensation, General Liability, Commercial Auto and Commercial Property insurance for industries that proudly power U.S. economic growth, including:

  • Commercial general contractors
  • Commercial building trades contractors
  • Transportation contractors
  • Utility construction contractors
  • Land improvement contractors
  • Construction material suppliers
  • Forest product producers
  • On-shore oil & gas extraction
  • Wholesalers & distributors
  • Manufacturing
  • Public Entities

Partnership & Service

We pair our expertise in underwriting, claims and risk control with independent agents who specialize in your business.  We team with a select group of independent insurance agents who take a collaborative approach and work hard to earn and protect your business.  By being members of your community, they can take their extensive knowledge in insurance and risk management and apply it in a way that considers the local nuances and regulatory and claims environments you conduct your operations in.

From risk control to claims management, it means you have the peace of mind that comes with partnering with an agent and insurance carrier that will be there to respond to your needs quickly and effectively...today and every day.


Financial Strength & Stability

The insurance protection you purchase is as only as good as the financial backing of the company you place it with. BITCO Insurance Companies is a proud member of the Old Republic General Insurance Group. Old Republic General Insurance Group ( ORI—NYSE) is the largest segment of Old Republic International,  one of the 50 largest shareholder owned insurance organizations in the United States and currently ranks among the  Fortune 500 list of America’s biggest companies.

Insurance contracts are underwritten and issued primarily by BITCO General Insurance Corporation (BGI) and BITCO National Insurance Company (BNI) rated A+(Superior) by AM Best, A+(Strong) by Standard and Poor’s,  and A2(Stable) by Moody’s.

Rating determinations made by rating agencies are subject to change from time to time. While the Company attempts to show accurate information, it cannot assure the timeliness of ratings referred to herein and assumes no obligation to monitor the ratings actions of any rating agency. AM Best ratings as of April 21, 2021; Standard & Poor's as of November 17, 2020; Moody's as of October 13, 2020. A+ (Superior) and A (Excellent) ratings from AM Best represent the 2nd and 3rd highest ratings, respectively, among 13 rating categories. An A2 rating from Moody's (Highest Quality) represents the 6th highest rating among 21 rating categories and an A+ (Strong) from Standard & Poor's represents the 5th highest rating among 20 rating categories.


BITCO Licenses

• BITCO General Insurance Corporation is a commercial lines-only insurer and is licensed in all states but Hawaii and New Hampshire.

• BITCO National Insurance Company is a commercial lines-only insurer and is licensed in all states but Alaska, Connecticut, Hawaii, Maine, New Hampshire, Rhode Island and Vermont. 

Our operational states for both companies are designated by the ones shaded in blue on the map of Locations.


BITCO Headquarters
3700 Market Square Circle
Davenport, Iowa 52807
Phone: 800.475.4477
Fax: 844.233.7299

BITCO Branch Offices

Regional Map - 112923

Corporate Governance

BITCO Corporation Code of Business Conduct and Ethics

This Code of Business Conduct and Ethics addresses a wide range of business practice issues. It does not attempt to address every issue that might arise but merely to state certain basic principles. This Code applies to the employees, officers and directors of Old Republic International Corporation and each of its subsidiaries (jointly, the “Company”). The Company expects all employees, officers and directors to conduct themselves according to the basic principles in this Code. Violations of the standards in this Code will be subject to appropriate disciplinary action, up to and including termination.


Our Blog

Let's Talk

Looking for a long-term partner that works hard for you and your business? Contact a local BITCO agent today.