Insurance for Transportation Construction Contractors

BITCO has been protecting transportation construction contractors and builders of American streets, roads and bridges for more than 80 years.


We’ve created hardworking business insurance that acknowledges the challenges you face each day in the real world as a street, road and bridge contractor.

Our seasoned program managers make sure BITCO insurance policies are designed to address the potential risks your workforce faces on the road or in the office and, in the event of a claim, respond to them comprehensively.

Types of Construction Contractors We


  • Street Construction
  • Road Construction
  • Bridge Construction
  • Culvert Construction

Customer Characteristics

Are you a medium- to large-sized transportation construction contractor with at least three years of experience? If you are a safety conscious construction contractor who specializes in work that powers the infrastructure of federal, state and local government, you should consider insuring with BITCO.

A typical BITCO customer has an established track record of operating a profitable and safety-oriented business that values having a long-term relationship with an insurance carrier and agent who specializes in the type of operations they perform.

BITCO Agency Locator

Types of Insurance Coverage

  • Workers’ Compensation
  • General Liability including blasting, limited pollution worksite coverage and employee benefits liability
  • Automobile
  • Commercial Umbrella
  • Aggregate Limits per project/per location
  • Inland Marine including coverages for Contractor’s Equipment, Equipment Rental, Builder’s Risk and Installation Floaters
  • Property Insurance
  • Employee Benefit Liability
  • Railroad Protective Liability Coverage
  • Owners and Contractors Protective Liability

Optional Insurance Enhancements

  • Extended Liability Endorsement
  • Transportation Contractors Extended Liability Coverage
  • Extended Property Endorsement
  • Business Income - Loss of Earnings with or without Extra Expense. (This protects your business from a loss resulting from damage to covered equipment, buildings or contents. You have the option to cover a specific piece of equipment or elect blanket coverage for a specified premises.)
  • Business Income - Electronic Data Processing coverage with no exclusion for electrical disturbance and power supply disturbance.
  • Accounts Receivable coverage
  • Extended Automobile Coverage Endorsement

Choose BITCO as Your Insurance Provider

With any insurance policy, you should be aware of the claims­-paying ability of the insurance company you entrust with your business. BITCO's outstanding financial ratings are indicators of our ability to offer you and your business security.

Also, the BITCO Companies are members of the Old Republic Insurance Group, one of the nation's 50 largest publicly held insurance organizations.

Our deep understanding of contractor insurance and our network of insurance agents that specialize in transportation construction businesses, combined with our strong financial standing, means BITCO will be at your side, helping you protect your business if you are ever facing a claim.

We’re ready to prove we’re a long-term partner your transportation construction company can count on.
Put our insurance brokers' expertise to the test. Contact a BITCO agent today for policy options and a quote.

Industry Links

Better Roads

Roads and Bridges

National Asphalt Pavement Association

Old Republic Surety Company (ORSC)

Michigan Infrastructure and Transportation Authority

Association of General Contractors (AGC)